Our agents can help you prepare for the loan process and help you choose a loan institution that best suits your needs. Here’s some helpful tips on what you should bring to a loan application:
- Legal Description of Property
- Copy of Agreement to Purchase and Sell Property
- Address of Employers
- Previous Landlord’s Name and Address (if you lived in the last residence less than 24 mo)
- All Checking and Savings Account Numbers
- All Money Market Account Numbers
- Most Recent Brokerage House Statement of Investments
- Loan Numbers for All Loans and Lender Names and Addresses
- Monthly Payments on Real Estate Debt
- Credit Card Account Numbers, Amounts, and Monthly Payments
- Monthly Income on any Investment Properties
- Two Years P&L Statements if Self-Employed
- Year-to-date P&L if Self-Employed
- W-2 Forms and Current Pay Stubs
- Driver’s License
- Green Card or Other Identification if not US Citizen
You can try out our online mortgage calculator to get an idea of how much your mortgage payments will be:
Our agents can help you work through a loan application and can answer any questions you have about the process. Just call our office at 1-509-336-4555.